USDT (TRC-20) to XMR, no account, no ID. Swap USDT (TRC-20) to XMR. XMR lands in about 25 minutes.

Swap dollars on Tron for money with no issuer and no public trail. Keep some TRX in the wallet, send the USDT, and XMR lands in yours.

Fast, end to end
25min
On Tron
20checks
What lands, shown first
0surprises
the whole formno sign-up
Lands at your new wallet
Arrives in

Rate
1 USDT = 0.001634 XMR
Smallest swap
$50, about 49.96 USDT
Largest swap
$29,999
Deposit counts after
20 Tron confirmations
Fast lands in
About 25 minutes
XMR address starts with
4 or 8
Memo or tag
None needed
Stealth lands in
1 to 30 days, your pick

Market rate on 5 Nov 2026, 17:58 UTC, refreshed every 15 minutes.

Dollars on Tron, or money nobody can freeze.

USDT on Tron is how a lot of people get paid: steady in price and taken almost everywhere. It comes with two things people forget. Every transfer is public, and Tether, the issuer, can freeze USDT sitting at an address.

Monero has neither. No issuer stands behind it to freeze anything, and its payments show no sender, receiver or amount. The trade-off is that XMR moves with the market; USDT doesn't.

So people often move the part they want to hold privately and keep the rest in dollars. The swap needs no account, and the XMR lands from our payout, not from your Tron address.

What each chain shows.

USDT: USDT on Tron is public, and Tether, its issuer, can freeze USDT at an address.

XMR: Monero hides the sender, the receiver and the amount of every payment by default.

Your USDT transfer sits on Tron for anyone to read, and Tether could freeze that address. The XMR you get has no issuer and shows no amounts.

Read more: what Tether can see and freeze, and what Monero hides, and where it leaks.

USDT
  • Senderpublic
  • Receiverpublic
  • Amountpublic
Issuer can freeze
XMR
  • Senderhidden
  • Receiverhidden
  • Amounthidden

What USDT to XMR cost at three sizes.

On 4 Nov 2026, 00:52 UTC, sending 100 USDT cost 11.87% of its value and 900 USDT cost 2.26%, every fee included, measured against the market price at that minute.

You sendWorthXMR that landedAll-in cost
100 USDT$100.000.140449 XMR11.87%
400 USDT$400.000.613558 XMR3.75%
900 USDT$900.001.4019 XMR2.26%

Rather the XMR landed on a day you choose? Stealth lets you pick it, 1 to 30 days out, with its fee of 2% to 6% shown on its own line before you send.

How to swap USDT to XMR, step by step.

  1. Step #1

    Choose XMR as what lands

    Type the USDT amount and pick Monero. The XMR shown is after every fee.

  2. Step #2

    Paste your Monero subaddress

    A fresh one starting with 8, made in a wallet you hold.

  3. Step #3

    Send USDT on Tron, with TRX in the wallet

    Tron pays for the transfer with energy or burned TRX, so keep some TRX beside the USDT. Pay within the hour.

  4. Step #4

    Tron confirms in about a minute

    Then the mule trades, and Monero's next block carries your XMR.

USDT (TRC-20) to XMR on Fast: about 25 minutes.

The longest stretch: mule trades, about 20 minutes. The mule walks the bar at the same pace your swap does, just faster.

Fast lands in
About 25 minutes
You send
USDT (TRC-20)
You get
XMR
  1. Tron checks your USDT20 confirmations, about a minute
  2. The mule tradesabout 20 minutes
  3. XMR lands on MoneroThe first block, about 2 minutes

Sending USDT (TRC-20), receiving XMR.

Before you send

USDT (TRC-20) on Tron (TRC-20)

Tron charges a USDT transfer in energy and bandwidth. If your wallet has none staked, the network burns TRX from the same wallet to pay for it.

  • Keep some TRX in the wallet you send from. Without it the USDT transfer fails for lack of energy.
  • Send USDT on Tron only. USDT on Ethereum or BNB Chain is on another network and won't reach the order.
  • Fake tokens can copy the name USDT. Send real Tether, the one your wallet lists under Tron.
More about Tether
When it lands

XMR on Monero

Payout addresses we accept
4a standard address, 95 characters
8a subaddress, the best choice for each payer
4an integrated address: 106 characters, with a payment ID inside

New Monero can be spent after 10 confirmations, about 20 minutes after it lands.

More about Monero

USDT in XMR, and back.

The market rate on 5 Nov 2026, 17:58 UTC, before any fee. The desk above shows what actually lands for your amount.

USDTXMR
1 USDT0.001634 XMR
50 USDT0.081745 XMR
100 USDT0.163491 XMR
250 USDT0.408728 XMR
500 USDT0.817456 XMR
1,000 USDT1.6349 XMR
2,500 USDT4.0873 XMR
5,000 USDT8.1746 XMR
XMRUSDT
0.082 XMR50.15 USDT
0.16 XMR97.86 USDT
0.41 XMR250.77 USDT
0.82 XMR501.55 USDT
1 XMR611.65 USDT
1.6 XMR978.64 USDT
4.1 XMR2,507.77 USDT
8.2 XMR5,015.55 USDT

Other ways to turn USDT into XMR. Fairly compared.

Each fits someone. Here's who.

RouteIDWho holds the coinsFits when
This deskNoneYou, until you sendYou want money with no issuer and no account in the way
An exchange accountID firstThe exchangeYou already trade there and it lists Monero
Buying XMR from a personNone from a personEscrow, on a venue that has itYou'd pay in cash rather than USDT how P2P escrow works
Keep it in USDTNoneYou, with Tether able to freeze itYou need a steady dollar more than privacy

If something goes wrong, here's what happens.

The transfer failed for lack of energy
Nothing left your wallet except a little TRX. Add TRX and send again.
You sent USDT on Ethereum or BNB Chain
A Tron deposit address can't receive it there. It doesn't arrive: if your wallet shows it sent, write to us with the transaction.
A fake USDT token was sent
Tokens can copy the name. Only real Tether on Tron is traded; anything else is held: write to us with the transaction.
The Monero address was wrong
A Monero payout can't be undone. Check both ends before you confirm.

Every rule, stop by stop: how an order runs.

USDT to XMR, answered.

How much XMR do I get for 1 USDT?

At the market price on 5 Nov 2026, 17:58 UTC, 1 USDT was about 0.001634 XMR. Type any amount into the desk at the top: on Fast it shows the live amount that lands, everything taken out, before you send. On Stealth you see the market amount and our fee, 2% to 6%, on separate lines.

Do I need TRX to send USDT on Tron?

Usually, yes. Tron pays for a USDT transfer with energy; without it, the network burns TRX from your wallet. Keep a little TRX there.

Can Tether freeze the USDT I send you?

Tether can freeze USDT at an address. Once you've sent it and it's swapped, what you hold is XMR, which has no issuer.

Does the XMR keep its value like USDT?

No. XMR moves with the market. USDT aims to stay at one dollar. That's the trade you make for money with no issuer.

What's the smallest USDT to XMR swap?

$50 worth of USDT, about 49.96 USDT at the market price on 5 Nov 2026, 17:58 UTC. The largest is $29,999.

Checked against tron.network and tether.to, getmonero.org; desk quotes read 4 Nov 2026, 00:52 UTC; market rate as shown above. Written by the team that runs the desk.

USDT (TRC-20) to XMR

Your mule is ready. Send USDT (TRC-20), get XMR.