Track orderSwap now

BTC to XMR, no account, no ID. Swap BTC to XMR. XMR lands in about 40 minutes.

Send bitcoin from any on-chain wallet and Monero lands in a wallet whose payments the chain keeps quiet. No account, no ID, and the XMR comes from our payout, not from anything with your name on it.

Fast, end to end
40min
On Bitcoin
2checks
What lands, shown first
0surprises
Load the muleSee how it works
the whole formno sign-up
Lands at your new wallet
Arrives in

Rate
1 BTC = 124.0272 XMR
Smallest swap
$50, about 0.000655 BTC
Largest swap
$29,999
Deposit counts after
2 Bitcoin confirmations
Fast lands in
About 40 minutes
XMR address starts with
4 or 8
Memo or tag
None needed
Stealth lands in
1 to 30 days, your pick

Market rate on 5 Nov 2026, 17:01 UTC, refreshed every 15 minutes.

Why people swap Bitcoin for Monero.

Bitcoin is the coin most people are paid in, and it remembers everything. Every payment you've received sits next to every one you've sent, under addresses anyone can follow from one to the next.

Monero was built the other way round. Once your bitcoin becomes XMR in a wallet you hold, the payments you make from it show no sender, no receiver and no amount on the chain.

The swap is the door between the two, and doors are where privacy usually breaks. An exchange account ties your name to both sides. Here there is no account to tie it to: you paste a Monero address, send bitcoin, and the XMR arrives from our payout, not from anything with your name on it.

Use a fresh subaddress for it. Then the coins you hold next have no history that points back to the bitcoin they came from.

What each chain shows.

BTC: Every Bitcoin payment is public: the amount and both addresses stay on the ledger for anyone to read.

XMR: Monero hides the sender, the receiver and the amount of every payment by default.

The bitcoin you send stays on Bitcoin's ledger, as it always would. What you hold afterwards is XMR, and the payments you make from it carry nothing back to that deposit.

Read more: how Bitcoin payments get traced, and what Monero hides, and where it leaks.

BTC
  • Senderpublic
  • Receiverpublic
  • Amountpublic
XMR
  • Senderhidden
  • Receiverhidden
  • Amounthidden

What BTC to XMR cost at three sizes.

On 4 Nov 2026, 00:52 UTC, sending 0.0013 BTC cost 6.12% of its value and 0.012 BTC cost 0.81%, every fee included, measured against the market price at that minute.

You sendWorthXMR that landedAll-in cost
0.0013 BTC$99.360.148655 XMR6.12%
0.0052 BTC$397.470.623158 XMR1.62%
0.012 BTC$917.241.4499 XMR0.81%

Rather the XMR landed on a day you choose? Stealth lets you pick it, 1 to 30 days out, with its fee of 2% to 6% shown on its own line before you send.

How to swap BTC to XMR, step by step.

  1. Step #1

    Pick Monero as what lands

    Type your bitcoin amount and choose XMR. The figure under it already has every fee taken out.

  2. Step #2

    Paste a fresh subaddress

    Make a new one in your Monero wallet, starting with 8, so this payment never sits beside your others.

  3. Step #3

    Send from an on-chain wallet

    Pay the deposit address on your order within the hour, at your wallet's normal fee so it doesn't stall in the mempool.

  4. Step #4

    Two Bitcoin blocks, then Monero

    After two confirmations the mule trades and the XMR goes out. Monero's own ten-block wait follows before you can spend it.

BTC to XMR on Fast: about 40 minutes.

The longest stretch: bitcoin checks your btc, 2 confirmations, about 20 minutes. The mule walks the bar at the same pace your swap does, just faster.

Fast lands in
About 40 minutes
You send
BTC
You get
XMR
  1. Bitcoin checks your BTC2 confirmations, about 20 minutes
  2. The mule tradesabout 20 minutes
  3. XMR lands on MoneroThe first block, about 2 minutes

Sending BTC, receiving XMR.

Before you send

BTC on Bitcoin

Bitcoin charges by the size of the transaction in bytes, not by the amount. bitcoin.org says the fee is not related to the amount of bitcoins being sent, which is why small swaps pay a bigger share.

  • A fee set too low can leave your deposit waiting in the mempool. If your wallet lets you choose, pick its normal or fast fee.
  • Lightning payments can't reach an on-chain deposit address. Send from an on-chain wallet.
  • Wrapped bitcoin on Ethereum or BNB Chain isn't Bitcoin and never reaches the order.
More about Bitcoin
When it lands

XMR on Monero

Payout addresses we accept
4a standard address, 95 characters
8a subaddress, the best choice for each payer
4an integrated address: 106 characters, with a payment ID inside

New Monero can be spent after 10 confirmations, about 20 minutes after it lands.

More about Monero

BTC in XMR, and back.

The market rate on 5 Nov 2026, 17:01 UTC, before any fee. The desk above shows what actually lands for your amount.

BTCXMR
0.00066 BTC0.081857 XMR
0.0013 BTC0.161235 XMR
0.0033 BTC0.409289 XMR
0.0066 BTC0.818579 XMR
0.013 BTC1.6124 XMR
0.033 BTC4.0929 XMR
0.066 BTC8.1858 XMR
0.13 BTC16.1235 XMR
XMRBTC
0.081 XMR0.000653 BTC
0.16 XMR0.00129 BTC
0.41 XMR0.003306 BTC
0.81 XMR0.006531 BTC
1 XMR0.008063 BTC
1.6 XMR0.0129 BTC
4.1 XMR0.033057 BTC
8.1 XMR0.065308 BTC

Other ways to turn BTC into XMR. Fairly compared.

Each fits someone. Here's who.

RouteIDWho holds the coinsFits when
This deskNoneYou, until you sendYou want XMR in your own wallet this hour, and no account anywhere
An exchange accountID firstThe exchange, while it sits thereYou already have a verified account on one that still lists Monero
An atomic swapNoneCode on both chainsYou'll run the swap software yourself and wait for someone on the other side
Buying XMR from a personNone from a personEscrow, on a venue that has itYou'd rather pay cash or by bank than spend bitcoin how P2P escrow works

If something goes wrong, here's what happens.

You paid from Lightning
A Lightning payment can't reach an on-chain address, so it simply fails in your wallet. Send again from an on-chain balance.
The fee was too low and it's stuck
If the bitcoin confirms after the hour, the order pauses rather than trading at a stale price. A person then finishes it with you or refunds it. Wallets with replace-by-fee can speed it up.
You pasted an exchange's Monero address
It arrives, but the exchange now sees the XMR under your account. Your own wallet's subaddress keeps it yours.
The Monero address was mistyped
A Monero payout can't be called back. Check the first and last six characters against your wallet before you confirm.

Every rule, stop by stop: how an order runs.

BTC to XMR, answered.

How much XMR do I get for 1 BTC?

At the market price on 5 Nov 2026, 17:01 UTC, 1 BTC was about 124.0272 XMR. Type any amount into the desk at the top: on Fast it shows the live amount that lands, everything taken out, before you send. On Stealth you see the market amount and our fee, 2% to 6%, on separate lines.

Can I send bitcoin straight to a Monero address?

No. They're different chains, so a Monero address can't receive bitcoin. The swap takes your BTC on Bitcoin and pays XMR on Monero to the address you give.

Should I use a subaddress for the XMR?

Yes. A subaddress starting with 8 keeps this payment apart from everything else that wallet receives, and every Monero wallet can make as many as you like.

Does the Bitcoin side stay visible?

Yes. Your BTC deposit is on Bitcoin's public ledger like any payment. What changes is the other end: the XMR you hold after it doesn't carry that history forward.

What's the smallest BTC to XMR swap?

$50 worth of BTC, about 0.000655 BTC at the market price on 5 Nov 2026, 17:01 UTC. The largest is $29,999.

Checked against bitcoin.org, getmonero.org; desk quotes read 4 Nov 2026, 00:52 UTC; market rate as shown above. Written by the team that runs the desk.

Other roads people take.

The way back, and other coins in and out of BTC and XMR.

BTC to XMR

Your mule is ready. Send BTC, get XMR.

Load the muleHow it works