When the bill is in dollars, send Monero and USDT lands on your Tron address, steady in price and taken almost everywhere.
Market rate on 5 Nov 2026, 17:48 UTC, refreshed every 15 minutes.
Monero is good at keeping payments quiet and bad at keeping still. A bill in dollars, a price agreed in USDT, a week when you'd rather not watch the market: that's when people swap XMR for USDT on Tron.
Tron is one of the most common networks for USDT, so the person you pay next can likely take it. The payout lands on a T address of your choice, from ours, so the address starts with nothing behind it.
Remember what changes. Once it's USDT, every transfer is public and Tether can freeze an address. Keep the amount you need in dollars, and leave the rest where it was.
Type how much XMR you're sending. The dollars shown are what lands.
It starts with T. A new one, so the payment has nothing behind it.
To the order's deposit address, within the hour.
Ten Monero blocks, the trade, and Tron settles the payout in seconds.
Monero's fee depends on the size of the transaction and is small, usually a few cents.
T | 34 characters |
|---|
Tron adds a block every 3 seconds, so USDT shows in your wallet within a minute of the payout.
More about TetherOn 4 Nov 2026, 00:52 UTC, sending 0.16 XMR cost 9.07% of its value and 1.4 XMR cost 1.10%, every fee included, measured against the market price at that minute.
| You send | Worth | USDT that landed | All-in cost |
|---|---|---|---|
| 0.16 XMR | $99.58 | 90.61 USDT | 9.07% |
| 0.64 XMR | $398.34 | 389.36 USDT | 2.32% |
| 1.4 XMR | $871.36 | 862.39 USDT | 1.10% |
Rather the USDT landed on a day you choose? Stealth lets you pick it, 1 to 30 days out, with its fee of 2% to 6% shown on its own line before you send.
The longest stretch: monero checks your xmr, 10 confirmations, about 20 minutes. The mule walks the bar at the same pace your swap does, just faster.
XMRUSDT (TRC-20)XMR: Monero hides the sender, the receiver and the amount of every payment by default.
USDT: USDT on Tron is public, and Tether, its issuer, can freeze USDT at an address.
Coming out of Monero, you give up quiet for a stable price: USDT on Tron is public, and Tether can freeze an address. Keep in dollars only what you need in dollars.
Read more: what Monero hides, and where it leaks, and what Tether can see and freeze.
XMRUSDTEvery rule, stop by stop: how an order runs.
The market rate on 5 Nov 2026, 17:48 UTC, before any fee. The desk above shows what actually lands for your amount.
| XMR | USDT |
|---|---|
| 0.081 XMR | 49.69 USDT |
| 0.16 XMR | 98.15 USDT |
| 0.41 XMR | 251.52 USDT |
| 0.81 XMR | 496.91 USDT |
| 1 XMR | 613.48 USDT |
| 1.6 XMR | 981.56 USDT |
| 4.1 XMR | 2,515.26 USDT |
| 8.1 XMR | 4,969.19 USDT |
| USDT | XMR |
|---|---|
| 1 USDT | 0.00163 XMR |
| 50 USDT | 0.081502 XMR |
| 100 USDT | 0.163004 XMR |
| 250 USDT | 0.407511 XMR |
| 500 USDT | 0.815022 XMR |
| 1,000 USDT | 1.63 XMR |
| 2,500 USDT | 4.0751 XMR |
| 5,000 USDT | 8.1502 XMR |
Each fits someone. Here's who.
| Route | ID | Who holds the coins | Fits when |
|---|---|---|---|
| This desk | None | You, until you send | You need dollars at a fresh Tron address, no account between |
| An exchange account | ID first | The exchange | You'll keep trading there anyway |
| Selling XMR to a person | None from a person | Escrow, on a venue that has it | You want cash in hand instead of USDT how P2P escrow works |
| Hold the XMR | None | You | You don't need a steady price this month |
At the market price on 5 Nov 2026, 17:48 UTC, 1 XMR was about 613.48 USDT. Type any amount into the desk at the top: on Fast it shows the live amount that lands, everything taken out, before you send. On Stealth you see the market amount and our fee, 2% to 6%, on separate lines.
No. Receiving is free. You'll need some TRX later to send the USDT on, because Tron charges transfers in energy or burned TRX.
On 3 November 2026 a USDT transfer on Ethereum cost about two cents; on Tron it cost nothing with staked Energy and about $2 of burned TRX without it. Both are the same dollar token; pick the network your wallet or the person you'll pay uses.
It arrives as ordinary USDT. Tether can freeze addresses tied to crime; a fresh address of your own isn't one of them.
$50 worth of XMR, about 0.081442 XMR at the market price on 5 Nov 2026, 17:48 UTC. The largest is $29,999.
Checked against getmonero.org, tron.network and tether.to; desk quotes read 4 Nov 2026, 00:52 UTC; market rate as shown above. Written by the team that runs the desk.
The way back, and other coins in and out of XMR and USDT (TRC-20).
